Credit Score

How To Set Yourself Up for Financial Success

It is never too early to start developing good financial habits so you are prepared for retirement. While these habits benefit will benefit you greatly in later life, they will also help you learn to live within your means to enhance your life now. Here are seven financial habits you should start implementing now to set you up for long-term financial success. Raise Your Credit … [Read more...]

Bad Credit Small Business Loans and Business Loan Rates

A loan is a viable financing method for any business, but what happens if you have a bad credit score? Let’s say a personal credit score of about 629 or less? Well, there's good news for you. There are a variety of options for you to choose from, even with the poorest credit score, thanks to the growth of the lending industry, which have brought about alternative lending … [Read more...]

Self-Financing Your Startup: Understanding the Credit Risks

Most entrepreneurs get their enterprises off the ground by financing them with personal funds. Although this is a tried-and-true method, what's not quite as widely known is how it might impact your credit rating. Starting a new business is exciting but also intimidating, especially when it comes to finances. Finding the right mix of capital requires educating yourself on the … [Read more...]

5 Do’s and Don’ts of Getting a Business Loan

One of the most important questions that boggles the minds of entrepreneurs, is how to finance their business. Whether you are looking to finance your startup, or expand your current business, one possible source of capital is a business loan. To get the right kind of loan, you will need to pay attention to several crucial factors. Here are 5 tips that will help you secure a … [Read more...]

4 Obstacles Businesses Face When Trying to Manage Their Finances

Offering a quality product or service is only one component of running a successful business. You also need an understanding of how to market that idea, get it to your customers, and make sure that your pricing model runs in step with your financial demands. While keeping your business afloat may seem like an arduous task, it’s a surmountable one. The following four obstacles … [Read more...]