Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.
Cryptocurrency. Bitcoin. Ethereum. Blockchain. It all sounds very futuristic, but have you ever considered the possibility that it could be the future for your business? Do you even know what any of that actually means? Cryptocurrency first began as an experiment into what would happen if a currency could be decentralized, and not under the control of any government. The … [Read more...]
In many cases, a small business' success is built on skills associated with making a product or providing a service, not necessarily skill in managing finances. If you don't have much experience with handling your business’ finances, it can sometimes feel like a tedious chore, but not tending to your company's money properly can also cause you to develop negative financial … [Read more...]
As a business owner, your primary goal is to help your business to grow and earn money; however, you also want to save money as frequently as possible. So, when your company is spending more money than it should be, or you have expenses that are out of control, it's time to sit down and see where you're going wrong. Maybe your debts are causing your business problems (check … [Read more...]
The goal of every business owner is to expand their company and become more successful. When that happens, you are going to need to expand your office space, which can end up being a pretty big expense. While it can be expensive to start your company or grow into a new space, there are several tips that can be followed that will help you to save money on office … [Read more...]
Small businesses don’t have the financial resources that large corporations have, which is why it’s essential that small businesses trim expenses and reduce waste everywhere that they can. The good news for small businesses is that there are many ways to reduce costs without affecting your ability to grow. Preserving the Building If you own the building that you have your … [Read more...]
Credit scores are in place to gauge the ability of a person to repay a loan. These scores can range from 300 to 850, with a higher rating indicating a higher likelihood of payment. A person with a score lower than 650 is generally considered as having poor credit, although the definition of a bad credit standing may sometimes differ with different lending firms. In the US, the … [Read more...]
There are times when you need money immediately. Your first step is to look at your savings and emergency funds. If you are lucky, then you will find that your funds can handle the situation, but according to a study, 28% of American adults have no emergency savings. If you are included in this group or if your funds are not sufficient to meet your cash needs, here are some … [Read more...]
With the seemingly endless number of bills and payments you have every month on top of general recreational spending, it seems that you can never make enough to be satisfied or to put some money into your savings. To help you tie up those loose ends that you might have at the end of each month, here are some ways you can add another income stream to pad your bank … [Read more...]
As a new entrepreneur, there are lots of aspects of business that you may not have had experience with, even if you have been a part of a company before. Although there are many things to learn when you are first starting out, it is fundamental that you have a grasp on the importance of cash flow and how to improve if for your small business. To help you get started, here are … [Read more...]
The business world is facing unprecedented challenges at the moment. In fact, a book could easily be filled with all the ways the COVID-19 pandemic is impacting different industries. While the effects are widespread, certainly not all aspects of business are being impacted negatively. One example of widespread change during this time is extraordinarily low interest rates, … [Read more...]
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