Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

The Future of Small Business Lending: 2018 and Beyond

According to the Thomson Reuters/PayNet Small Business Lending Index, small business lending is on the rise. In fact, in 2017 it rose by more than seven percent compared to 2016. But what does this mean? In the world of business, we often see a rise as a good thing, but in this case, it is far more complicated. Small businesses are far less resistant to economic conditions than … [Read more...]

What You Need to Know Before You Cosign a Loan

The desire to help others is very strong in a lot of people. This is particularly true when those others are family members. While it’s true one of the earliest lessons many of us get is family comes first; how far is that supposed to go? Should you really be expected to put your financial future on the line for another person—especially family? It’s one of the riskiest money … [Read more...]

4 Obstacles Businesses Face When Trying to Manage Their Finances

Offering a quality product or service is only one component of running a successful business. You also need an understanding of how to market that idea, get it to your customers, and make sure that your pricing model runs in step with your financial demands. While keeping your business afloat may seem like an arduous task, it’s a surmountable one. The following four obstacles … [Read more...]

Why Your Startup Can’t Afford to Not Invest in Insurance

Starting a business is no small endeavor and needless to say, you probably have a sizeable investment in your new company. Before launching, it is vital to understand that no one is going to be there to protect you against losses, so all the right insurance coverages should be in place from day one. However, as important as it is, money is just the beginning of the losses you … [Read more...]

Business Frugality: 4 Creative Strategies to Lower Your Costs

If you run a company, then you know that you need to save every penny that you can to turn a profit in business. There are several things you can do that will help save your company money. Here are several that you may want to consider. Relocate Your Company to a College Town You probably don’t realize this, but college towns are a great source of labor. Current students are … [Read more...]

How to Use Business Write-Offs to Your Advantage

With April 15th just passing, it’s a great reminder that, as small business owners, we need all of the tax advantages we can get if we want to raise our bottom line. And while I’m more than happy to pay my fair share to Uncle Sam, I also don’t want to pay more than I have to. So the question is: How do I make the most of my write-offs so I get to keep a majority of the money … [Read more...]

Everything You Need to Know About Getting a Small Business Loan

Sometimes, no matter how successful your small business is, it makes sense to acquire a little extra capital or funds for various improvements, debt payments, and more. One of the more common financing options is to take out a small business loan. It is a remarkably simple and smart financial move for small or medium sized businesses and new enterprises. Why? You retain full … [Read more...]

What to Consider Before You Decide to Accept Cryptocurrency at Your Small Business

Needless to say, the cryptocurrencies are ridiculously popular at the moment – people are investing into them far and wide and some businesses are even considering coming up with their own coins. The big idea behind the cryptos is offering a decentralized method of monetary trade – not governed by any bank or any government. With the aim of becoming viable for actual everyday … [Read more...]