Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

Debt Consolidation Loans Singapore: Answers to Common Questions

If you are reeling under the burden of high-interest debts in Singapore, one of the best solutions is debt consolidation. But how does it work? Debt consolidation combines multiple debts, mainly high-interest debts but especially credit card-related bills, into a single monthly payment. Because it entails taking a loan to tackle other debts, you might be having some questions … [Read more...]

5 Ways to (Safely) Invest in Cryptocurrencies in 2021

Cryptocurrency investing has taken the world by storm after proving its seemingly unlimited profit potential. Unfortunately, investing in cryptocurrency is a newer concept with less regulation, meaning anything can happen. While this has turned many risk-averse traders away, there are now more safe investment opportunities than ever before. Invest in Gold-Backed … [Read more...]

7 Tips for Finding the Right Mortgage Lender for First Time Borrowers

If you’re looking to buy a home and are a first-time borrower, the process may seem daunting at first. The trickiest part is usually getting the financing you need since you want to be sure that the deal you’re getting is the best for you. Remember, even small variations in the fees and rates charged by different lenders can have a significant impact. Here are seven tips you … [Read more...]

Where to Buy Precious Metal-backed Cryptocurrency

While decentralized cryptocurrencies like Bitcoin have seen a surge in popularity in recent years, many remain on the fence about trading the virtual tokens due to their high volatility and associated risk of loss. For this reason, some prefer their virtual currency to be backed by a concrete asset like gold or dollars. This type of cryptocurrency is commonly known as … [Read more...]

Bankruptcy Basics: The Three Most Common Types of Bankruptcy

When times get tough, sometimes people have to search for answers that they’d never consider during their more flush financial moments. Bankruptcy is one of those last-ditch efforts many people make to keep their heads above water. However, many people don’t understand that there are multiple kinds of bankruptcy for which they can file and not every one applies to … [Read more...]

The Ultimate Guide to Testing New Trading Strategies in the Forex Market

On average, the international forex market recorded $5.1 trillion in the daily turnover in 2019. The numbers have been steady in the past couple of years. This means that traders are beginning to adapt and find their way around the forex market. Flexibility is among the most crucial aspects needed when trading in the forex market as traders have to adjust to the rapid shifts in … [Read more...]

How Much Money Do Payday Loans Provide?

For many of us, the reality is that at the end of the month, finances are running thin. This can be a challenge to many as unexpected bills could be enough to push finances to the breaking point, but how could this be prevented? In this article, we will be providing you with insight into payday loans and how they can aid you in a financial emergency. What Is A Payday … [Read more...]

When Is It a Good Time to Take Out a Loan?

Oftentimes, business owners wait for the “right time” to take out a loan. By right time, some entrepreneurs mean when they’re in dire need of cash and soon---which is actually too late, if you think about it. Experts say that the best time to initiate the loan process is when you don’t need the cash urgently, and only after you’ve created a financial plan to ensure sound … [Read more...]

The Surprising Fact About Late Payments and What to do About It

Late payments. Companies of all sizes must deal with them. It is very common for customer invoices to be paid 30 to 90 days after the commonly accepted net-30 ─ which can seriously and detrimentally affect a business’ cash flow. The fact is that cash reserves can be quickly drained when payments are late. Making loan payments and meeting payroll still need to happen. Delayed … [Read more...]

4 Ways to Simplify Your Payment Process for Customers

All businesses need to think about how their customers will be impacted by any changes. One important aspect of business and customer interaction is payment processing. You will want to select a payment processing service that will keep your customer’s information confidential and will also allow for various forms of payment, such as checks, credit cards, and cash. While there … [Read more...]