Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

Investments to Make in Yourself for a Strong Financial Future

Reaching the golden age of retirement is the ultimate goal after working all your life. You want this time to be fun, relaxing, and most of all, stress-free; especially when it comes to your finances. From investing in everything from financial planning with a good advisor to bitcoin mining to real estate, and from your health to your lifetime goals, everything is important if … [Read more...]

Smart Cost-Reducing Strategies for Restaurants

While there is much talk about ways of losing money in the restaurant business, in order to come on top of the harsh competition, restaurant owners today need to improve both their cost cutting and revenue-increasing programs. Here are some of the smart money-saving strategies for restaurant owners that don’t compromise the guest experience. Reduce the Waste Since an average … [Read more...]

Cash Flow Caution: A Guide to Bank Reconciliation

Bank reconciliation is a process that is used to determine whether your company’s books are precisely in line with your bank statements at a given bank. It may not imply anything serious, it is important to sort out any discrepancies. The bank reconciliation process also ensures that your finances are in order and you have a complete picture of where your business is … [Read more...]

Self-Financing Your Startup: Understanding the Credit Risks

Most entrepreneurs get their enterprises off the ground by financing them with personal funds. Although this is a tried-and-true method, what's not quite as widely known is how it might impact your credit rating. Starting a new business is exciting but also intimidating, especially when it comes to finances. Finding the right mix of capital requires educating yourself on the … [Read more...]

How to Increase Profit for a Small Business

In the business world, constantly trying to increase your profit is the name of the game. Simply put, if your business is not profitable, there’s not much sense in running it. The profitability of your business endeavor will either make you or break you. As a small business owner, you need to understand that sales alone aren’t indicative of your business’ success; instead, … [Read more...]

How Should You Evaluate Return on Investment for IT projects?

Return on investment, or ROI, is one of the most important considerations to make when tackling any new technology project. What exactly do we mean by ROI? Generally meant is this – what return am I going to see on this investment, and how long will it be before the benefits outweigh the costs? It can be a complex question, but it's one that's important to ask. Without a … [Read more...]

What Is a Financial Diet?

People need to go on a financial diet for the same reasons they need to go on one for their eating habits. Your finances are vital to you overall well-being and should be kept under control. It doesn’t matter if you have to cut back a little bit, or are in need of a total overhaul, a financial diet will get you to a better place. The concept of a financial diet is gaining a … [Read more...]

5 Industries to Invest in this Year

Investors can stick with tried and tested industries with slow but steady returns. Or they can invest in fast-growing sectors nearly guaranteed to yield significant returns. Know that you don’t have to go for penny stocks or try to find that next hot startup yourself. Instead, you can invest in a variety of industries that are certain to see strong growth in the near future. … [Read more...]

Maximizing Profits with Leverage

The cornerstone of successful CFD trading is the understanding of what leverage is and how it can be used to drive profitability levels. Therefore, let's open this discussion by taking an in-depth look at leverage and then how to utilize leverage while trading on CFDs to maximize trading profitability. Succinctly stated, this article aims to answer the following … [Read more...]

Don’t Forget These Things When Buying a Business

Do you have your eyes on a business for sale? You’ll need to do your due diligence, meaning your research process needs to be very thorough. In evaluating any business for sale in Miami you’ll need to check its financial statements, the overall economic stability in the industry, the asking price, among other things. However, despite this analysis, there are some areas that … [Read more...]