Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

Frugal Findings: Money Saving Maintenance Tips for Commercial Properties

When you own a commercial property, the best plan is to try to prevent huge, expensive repairs from being needed. This is done by doing a little preventative maintenance from time to time. By preventing large scale problems from occurring, this will undoubtedly cause you to save thousands upon thousands of dollars over the life of your commercial property holdings. The … [Read more...]

An Introduction to Product Liability Law

It can be an incredibly tumultuous process when navigating the complexities of product liability law as a consumer. Often times, cases that spring an individual into the midst of a lawsuit regarding product liability can happen unexpectedly. They can cause damages regarding the physical, mental, or financial well-being of the individual that has utilized the defective … [Read more...]

A Look at the Funding Options for High Risk Businesses

There are several reasons why your business may be classified as a high-risk business. When you, the owner of the business, has a bad credit score, your business will be seen as high-risk. Other reasons include the nature of the business, being in a volatile industry, and the risks faced by the business in its operations. When a business is classified as high-risk, there are … [Read more...]

Getting a Loan to Invest in an Idea

Unless your personal assets are quite formidable and your business idea disproportionally modest, chances are that you won’t be able to fund it out of your own pocket. Fortunately, you don’t really have to, seeing as how the vast majority of the business world does this via a loan. Now, speaking of loans and lending, it’s important to mention that there are various forms out … [Read more...]

The Need For Professional Tax Planners For Small Business

TaxSlayer performed a Tax IQ survey for tax preparation attitudes and perceived tax preparation abilities by Americans, and some interesting results came out of it. 28% of individuals would rather go without a cell phone or car for a week instead of having to face the task of tax preparation. 53% have no confidence in their ability to complete tax forms without professional … [Read more...]

5 Things First-time Entrepreneurs Need to Know About Startup Finances

In theory, a sustainable business is one that makes more money than it spends. The problem with this oversimplified view lies in the fact that it assumes that you start from zero. This is not the case with most startups that have to get in debt to even launch. Aside from this, the ways in which you spend your money, reinvest and make financial projections affects the efficiency … [Read more...]

The Future of Small Business Lending: 2018 and Beyond

According to the Thomson Reuters/PayNet Small Business Lending Index, small business lending is on the rise. In fact, in 2017 it rose by more than seven percent compared to 2016. But what does this mean? In the world of business, we often see a rise as a good thing, but in this case, it is far more complicated. Small businesses are far less resistant to economic conditions than … [Read more...]

What You Need to Know Before You Cosign a Loan

The desire to help others is very strong in a lot of people. This is particularly true when those others are family members. While it’s true one of the earliest lessons many of us get is family comes first; how far is that supposed to go? Should you really be expected to put your financial future on the line for another person—especially family? It’s one of the riskiest money … [Read more...]

4 Obstacles Businesses Face When Trying to Manage Their Finances

Offering a quality product or service is only one component of running a successful business. You also need an understanding of how to market that idea, get it to your customers, and make sure that your pricing model runs in step with your financial demands. While keeping your business afloat may seem like an arduous task, it’s a surmountable one. The following four obstacles … [Read more...]