Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.
With April 15th just passing, it’s a great reminder that, as small business owners, we need all of the tax advantages we can get if we want to raise our bottom line. And while I’m more than happy to pay my fair share to Uncle Sam, I also don’t want to pay more than I have to. So the question is: How do I make the most of my write-offs so I get to keep a majority of the money … [Read more...]
Sometimes, no matter how successful your small business is, it makes sense to acquire a little extra capital or funds for various improvements, debt payments, and more. One of the more common financing options is to take out a small business loan. It is a remarkably simple and smart financial move for small or medium sized businesses and new enterprises. Why? You retain full … [Read more...]
Every penny counts with your small business. Money can be a huge struggle, particularly for a business that’s attempting to grow or offer innovation. You need the capital to achieve your dreams, and if you don’t want to go running to an investor or wind up with more debt, you’ll need to keep a close eye on your finances. Savvy financial management can help you achieve your … [Read more...]
Needless to say, the cryptocurrencies are ridiculously popular at the moment – people are investing into them far and wide and some businesses are even considering coming up with their own coins. The big idea behind the cryptos is offering a decentralized method of monetary trade – not governed by any bank or any government. With the aim of becoming viable for actual everyday … [Read more...]
When you run your own small business, you are always looking for new money-saving strategies to boost your bottom line. One of the ways you may be leaving money on the table, however, is by not taking some of the tax deductions for which you are eligible. This oversight is easy to do because the tax laws are complicated, and finding the time to learn about what is and what … [Read more...]
Lots of hopeful entrepreneurs have an idea that could make a great business, but unfortunately, lack the money needed to get it started. While the logical next step would be to look to banks to launch a business, most new establishments have a hard time getting funds using this route. Banks are often reluctant to lend funds to individuals who have no proven track record of … [Read more...]
Even though the economy is showing signs of growth, many in the small and medium enterprise (SME) sector have yet to see things come into fruition. Often termed as the backbone of the economy, the SME sector needs quick and easy access to financing that traditional financial institutions may not be able to offer due to a variety of reasons. Thus, there has been a noticeable … [Read more...]
Crowdfunding has become popular for startups looking to launch, and it’s no wonder. It’s (commonly) free money, which you do not need to repay. And you can get these funds without needing to surrender any ownership or control over your startup. Plus, it can help you to ascertain the appeal of an idea or a prototype or invention, since there is no sense in proceeding if there is … [Read more...]
You’ve recently launched a new business and it’s started to grow. Now is the best moment to get organized and pay some attention to all accounting related issues. Every business owner has to make a detailed to-do list and stick to it at all times. That way, all emerging challenges can be taken care of as soon as possible. Go ahead and keep reading, since it will help you to get … [Read more...]
When your company has difficulty catching up on the bills, you'll start to worry about creditors coming after your assets. There can be a big difference between personal and business assets, but when you're personally liability depends on a number of factors. Sole Proprietorships and Partnerships If you operate a company as the sole proprietor, your personal and business … [Read more...]
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