Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.
Credit scores are in place to gauge the ability of a person to repay a loan. These scores can range from 300 to 850, with a higher rating indicating a higher likelihood of payment. A person with a score lower than 650 is generally considered as having poor credit, although the definition of a bad credit standing may sometimes differ with different lending firms. In the US, the … [Read more...]
There are times when you need money immediately. Your first step is to look at your savings and emergency funds. If you are lucky, then you will find that your funds can handle the situation, but according to a study, 28% of American adults have no emergency savings. If you are included in this group or if your funds are not sufficient to meet your cash needs, here are some … [Read more...]
With the seemingly endless number of bills and payments you have every month on top of general recreational spending, it seems that you can never make enough to be satisfied or to put some money into your savings. To help you tie up those loose ends that you might have at the end of each month, here are some ways you can add another income stream to pad your bank … [Read more...]
As a new entrepreneur, there are lots of aspects of business that you may not have had experience with, even if you have been a part of a company before. Although there are many things to learn when you are first starting out, it is fundamental that you have a grasp on the importance of cash flow and how to improve if for your small business. To help you get started, here are … [Read more...]
The business world is facing unprecedented challenges at the moment. In fact, a book could easily be filled with all the ways the COVID-19 pandemic is impacting different industries. While the effects are widespread, certainly not all aspects of business are being impacted negatively. One example of widespread change during this time is extraordinarily low interest rates, … [Read more...]
As bridging loan rates hover at record lows, the number of applications for them are skyrocketing. Fast bridging loans are exponentially quicker and easier to arrange than most secured loans options, which makes them desirable for emergency situations and only adds to the list of people applying for them. In terms of exactly how fast funding can be arranged, a typical bridging … [Read more...]
When planning for the future, you may consider putting your hard-earned money to good use. Whether it be through an investment in something that you like or something entirely new, you can increase your income significantly in the long run by making wise investments. There are a lot of options out there, but here are some of the less popular, but no less rewarding, investment … [Read more...]
As technology advances, it keeps transforming many aspects of our lives, including different industries. Perhaps one of the most significant changes was the migration from brick-and-mortar stores to online stores. As a result, a number of small businesses that were stubborn or reluctant to adapt to this trend have disappeared from the business map altogether. This is why … [Read more...]
Bankruptcy is not an ideal position for any person or business. It can cripple you financially in the future, so many people tend to do their best to avoid it. However, things sometimes do not go to plan, which can cause major disruptions that a company may not be able to overcome. When it comes to bankruptcies, the best way to avoid them is by steering away from bad debt. … [Read more...]
When making purchases, people sometimes lose track of the money that they spend, which causes them to lose money because they spent more than they budgeted for. If people want to start saving money, they need to track their spending. This sounds like common sense, but some people overlook this fact. With this in mind, here's why you should track your spending when you want … [Read more...]
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