Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

6 Strategies You Need as a Startup to Stop You from Sinking into Debt

Occasionally businesses find themselves on the wrong course. Some organizations just need someone to step in and make significant choices to change direction—whether it's due to a poor strategy, inept staff, or even a number of tiny faults that drag down the whole operation. With that in mind, it's a good idea to understand what transpires when a business goes bankrupt, and … [Read more...]

The Crucial Role of Financial Sector in Economic Growth

The financial sector plays a central part in the functioning of the economy. It works between borrowers and savers. For example, savers deposits their money in banks, creating an opportunity for borrowers to take funds for business, households, etc. The economy runs through coordination with the financial sector including banks, investment companies, insurance companies, … [Read more...]

How Are Bitcoin and Crypto Taxed in Europe?

As the popularity of Bitcoin and cryptocurrency continues to expand, so is the EU’s interest in finding ways of regulating the process. Avoiding the new regulations isn’t possible, particularly as Bitcoin traders face steeper penalties for trading without paying their fair share. Whether it’s a topic that intrigues you or something you’d rather avoid like the plague, … [Read more...]

A Comprehensive Guide to Payday Loans in the United Kingdom

Short payday loans can be a great way to purchase a necessary item that requires a few months of your salary savings. On the other hand, taking out a long-term loan can prove to be an encumbrance if you cannot come up with the repayments each month. Do not take out any kind of short payday loans without first understanding all the terms and conditions. Always make sure that the … [Read more...]

5 Cost-Cutting Techniques Every Business Should Utilize

Running a business is extremely difficult. With the lasting impacts of the pandemic and a lot of uncertainty, it’s now even harder for businesses to succeed than before. As a result, most business owners are looking for ways to slash expenses and save money. They feel like they may end up needing every penny, and they may be right. Thankfully, there are cost-cutting strategies … [Read more...]

6 Overlooked Tax Credits for Small Business Owners

Benjamin Franklin is supposed to have said, "In this world, nothing can be said to be certain, except death and taxes." The IRS collected nearly $263.6 billion in income tax, before refunds, from businesses in FY 2020. As a business owner, did you know that you may be leaving thousands of dollars worth of unclaimed tax credits each year? Let's have a look at six overlooked tax … [Read more...]

Cardano: Crypto Investors and Risk Management

One of the key differences between investors and other regular individuals is their risk management. Most individuals are too careful and do not take the risk at all, even if it’s a calculated risk with little probability of collapsing. Now, that’s the difference between crypto investors and those that still perceive cryptocurrency as a scam or, as they will prefer to call it, … [Read more...]

Navigating Financial Difficulties as a Small Business Owner

To say the last year has been challenging would be something of an understatement. With it estimated that the United States economy suffered a loss of seventy-six billion dollars due to the impacts of the pandemic, it is no surprise many have found themselves struggling financially in some way. Business owners, big and small, took a significant hit throughout the pandemic, … [Read more...]

Invoice Factoring: Is It Right for Your Company?

Cash flow is the moving force of any business. It determines the financial health of a company by showing how much liquid cash is on hand. However, when you've got more money going out than coming in, your cash flow is negative - and that is not a good thing for your business. All companies need a reliable source that can provide a quick cash infusion when required. And … [Read more...]

Are Decentralized Currencies Facing Permanent Change?

For the longest time there was a long stretch of time where different decentralized currencies could take the place of more traditional options, particularly with the big names in Bitcoin and Ethereum leading the way with high price points. Part of the difficulty has always been finding more legitimate markets to be represented in. While Bitcoin is available largely in online … [Read more...]