Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

How to Diversify Your Cryptocurrency Portfolio and Limit Risks

With a whopping market capitalization of $2 trillion and some coins climbing by 9 million percent in value in just over 10 years, it’s easy to see why the advent of cryptocurrencies has kicked off a full-scale modern-day gold rush. And yet, while the next Bitcoin is certainly out there, crypto remains a high-risk investment. So, following your gut instinct is not enough to … [Read more...]

How Do I Make up for My Lost Wages until I Get My Settlement?

Getting injured in a car accident is not only painful but also expensive. If you are injured in an accident, you are likely to miss a good deal of work, and it could be a while before you get accident insurance money. Although your health insurance may cover some of the expenses, you will still have to pay copayments. Life can be extremely expensive, and you are not likely to … [Read more...]

Everything You Need to Know about Financial Advisors

Financial advisors develop individualized financial plans, give education and guidance, and describe ways to assist clients in achieving their financial goals. For help in these areas, you should work with one. No two financial counselors are the same, just as no two individuals are alike. To select a professional adviser with whom you have a shared vision of how to achieve … [Read more...]

Techniques for Using Personal Credit to Help Your Business

When you are running a business, it sometimes feels like your work and life are inseparable. They are intertwined, but you can separate those parts of your life. And you should. With the financial sector of our society becoming such a force in the American economy, your business can certainly benefit from diversifying your credit. Whether you are looking for a loan to get your … [Read more...]

4 Important Things You Should Know about Self-Employment Tax

If you're a self-employed individual, paying taxes on your income is a little different than if you were employed by someone else. When you're self-employed, you're responsible for filing your own tax returns, and so you should have a better understanding of tax codes than most. For example, there are some great tax deductions made possible for self-employed individuals in … [Read more...]

How to Improve Your Small Business Profit Margins in 2022

Improving the profit margins of your small business doesn't need extreme measures, such as laying off employees or increasing your prices. Even slight changes in a few aspects of your business can increase your bottom line significantly. As a small business owner, you understand that the accurate measure of your business success is your profits and not just the sales. … [Read more...]

Investing During Wartime: Should You Switch Up Your Approach?

The recent events in Ukraine have shocked the developed and emerging world alike. Russia’s aggressive, and hostile actions have yielded widespread condemnation and threats of repercussions for Russia, the world’s 11th largest economy. Outside Ukrainian borders, the private lives of many have been affected by these events through indirect economic effects. Investors have been … [Read more...]

The Important Role of Bad Credit Loans in the UK Economy

Bad credit refers to imperfect credit history. Someone may gain a bad credit history by failing to make payments on credit card bills, utility bills, mobile phone bills, or a mortgage. When a lender notes a missed payment, they will usually report this issue to the UK credit reference agencies which include Equifax, TransUnion UK, and Experian. Once this information is … [Read more...]

The Most Important Stock Trading Terms Everyone Should Know

If you are new to the stock market, or if you are just looking to brush up on your knowledge, you’re in the right place. We will provide a glossary of financial trading terms everyone should know. It includes both beginner and experienced traders. By understanding these terms, you can make more informed decisions when trading stocks and avoid costly mistakes. Let's get … [Read more...]

What are Payroll Systems and How Do They Operate?

If you are a business owner, you know that payroll is one of the most crucial aspects of your company. It can be difficult to keep track of all the different regulations and laws surrounding payroll, not to mention calculating employee paychecks correctly. That's where payroll systems come in. Now, we will discuss what payroll systems are and how they work. We will also … [Read more...]