Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.
Entrepreneurs and small business owners are often looking for ways to grow their businesses, but lack the necessary funds. Equity investment is how entrepreneurs can borrow money from individuals or companies in exchange for partial ownership of the company's equity (and profits). To get any equity investments, one must seek support from other individuals or organizations … [Read more...]
Title loans can be a great way to borrow money fast, and you don’t need a good credit score to get approved. But you may be wondering if title loans can have a positive or negative impact on your credit score. Let’s dive deeper into how online title loans work and whether or not they affect borrowers’ credit. How Do Title Loans Work? A title loan is a secured loan that … [Read more...]
Even though cryptocurrencies have been around for over ten years, the number of people starting to get involved has only recently begun to rise. New technologies, especially controversial ones like cryptocurrencies, don’t usually get the support they deserve in the first stages as many people are skeptical about things they don’t fully understand. However, you would be … [Read more...]
Every year, millions of Americans start new businesses. So far, in 2021, 1.36 million new business applications have been submitted. Yet, according to statistics, only half of all businesses survive their first five years. So, why do they fail? The most typical reason for business failure is a lack of funds. Thus, this article discusses funding options that your business should … [Read more...]
Even if you’ve invested in stocks or other types of assets in the past, investing in precious metals is a different ball game. Therefore, it would be wise of you not to rush your decisions but rather be careful with each step you make when acquiring precious metal investments. In doing so, you’ll be able to enjoy the huge benefits of that particular endeavor. In addition, … [Read more...]
Inasmuch as banks are a for-profit enterprise and are designed to generate value for their shareholders, they serve an important social function as well: to direct capital to capable entrepreneurs and spur a society’s economic growth and activity. One way banks can do this is by making capital available, at rates of return that are affordable yet beneficial to the bank, to … [Read more...]
All startups need to build a sustainable financial future to succeed in the long term, and a financial model is critical to accomplish this goal. Founders may take the casual approach to budgeting when they start, as it’s difficult to project cash flow in the next few years. However, a financial model works to focus your business direction and not to project findings … [Read more...]
Carefully watching cash flow is one of the chief functions of your financial staff. However, unforeseen disruptions to the economic landscape can quickly change your cash position from positive to negative. COVID-19, for instance, precipitated a financial pandemic. Small business owners suddenly found their businesses closed or hours curtailed. Revenue plunged. It may not be … [Read more...]
Owning and running a business can be a fun and rewarding experience in and of itself, but what many rookie business owners don’t realize is that debt collection can be a pain in the neck when they are not fully aware of the ins and outs. Avoiding Client Debt Money management and cash flow are an integral part of owning a business. Money comes in and goes out, but it isn’t as … [Read more...]
When getting credit card offers, many people do not stop to read the fine print at the bottom. Not reading it can be a mistake because that is where the card’s terms and conditions are. Interest-Free Purchases Often when you walk into a store looking to make a purchase, at the checkout, they tell you about how you can apply for their store credit card and have zero interest … [Read more...]
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