Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.
For some time now, banks and other financial institutions have tried their best to keep up with consumer marketing and to meet changing customer requirements. This is the main reason why recently we have seen a massive shift in how banks build their strategies for growth through personalized customer journeys and experiences. They have been putting a new focus on innovation … [Read more...]
As a smart business owner, you are always looking for ways to capitalize on current trends to increase your sales and profile within your industry. One of the biggest trends in today's business world is a cryptocurrency, specifically Bitcoin. Becoming a more mainstream form of payment for many customers, especially younger ones, you may be wondering if the time is right for … [Read more...]
What Is a Personal Credit Card? A personal credit card can be used as an alternative to cash or checks for small purchases. Personal credit cards are designed specifically with the individual consumer in mind and usually have a less stringent approval process than business credit cards. This makes obtaining one easier and they generally charge lower fees and rates than … [Read more...]
Established in 2020, the Paycheck Protection Program (PPP) provided small companies and freelance contractors loans to cover their payroll costs for up to eight weeks. Thirty-four percent of American small businesses closed between January 2020 and May 2021. While this shows a large number of companies impacted by Coronavirus, the numbers could have been far more devastating … [Read more...]
Most people are aware that the value of their retirement account can fluctuate, but what they may not know is that gold provides a hedge against inflation. Unlike stocks and bonds, gold has always maintained its value through the centuries. Gold IRAs offer tax advantages over traditional IRAs because there are no income limits to qualify for an IRA contribution. With a Gold … [Read more...]
Many people find themselves freelancing. For some, it was a choice made in pursuit of more freedom and opportunity. For others, it was the only income opportunity available. Regardless of the reasons for becoming a freelancer or independent contractor, first-timers need to know a handful of essential financial tips. Doing so will save time and money while eliminating hassles … [Read more...]
You can easily get money fast with the best fast loans, but one wrong move could also cost you a lot of money. A quick loan could be the right way to make a good financial decision, but it is important that you understand all the terms and conditions before you take out a fast loan. Let’s look at some of the best fast loan tips to help you make the right decision. Get … [Read more...]
Gold could reach new peaks again in 2021, according to market experts who expect “a fairly big tick” ahead for precious metal prices. Prices for gold have been mixed up so far this year. Since the start of the year, spot gold has gained nearly 0.66% - tearing back some gains after a March stagger that saw prices drop below $1,700 per ounce. As we speak, gold is currently … [Read more...]
If you want to buy a home, unless you are very wealthy already, you need a mortgage. Applying for a home loan can be a daunting prospect, and it is much easier to get approval if your financial health is in tip-top condition. To that end, here are some must-follow tips that will put you in a strong position, whether you are a first-time buyer or an existing homeowner looking … [Read more...]
The internet is a great place to generate additional income, whether as a side-hustle or with a view to taking your entire career online. Of course you need a plan to get started, and knowing what options are available is the best way to formulate your next steps. With that in mind, here are just three options to consider so that you can start earning money from the comfort … [Read more...]
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