Moneying

Small Business Ideas and Help with Money

Moneying articles focus on all aspects related to business finance, including budgeting, bookkeeping, pricing strategy, insurance, and more. Since you presumably went into business to make money, knowing how to manage it effectively will help keep you in business and move you toward the profitability you seek.

Why You Should Consider a Small Business Owner 401(k)

Although you likely started your small business because you love the work you do and are able to be your own boss, if you’re like most of the small business owners that I talk to, you’re also looking forward to retirement. You may even know the exact number of years, months, days, and hours until you’re finally ready to turn in your keys and sit back and enjoy life a … [Read more...]

Quiz: How Well Do You Understand Insurance?

Here's a simple 8 question quiz to test your insurance knowledge (with answers provided in real-time). If you're like me, you have a lot to learn about insurance in general whether for business or personal needs. Credit: Provided by Balcombes Claims Management … [Read more...]

How You Can Avoid a Tax Audit for Your Small Business

It is the stuff of nightmares. An official looking envelope arrives in your mailbox announcing that your small business is going to be audited. Then an austere-looking man wearing a dark suit and holding a briefcase shows up at your office asking to see all your receipts, wanting to look around and asking all kinds of questions. The good news is the IRS audits only a small … [Read more...]

Why Your Small Business Should Sell Online Gift Cards: An Infographic

This infographic, submitted by Chris Landry, Managing Director at Colourfast, explains the stats and trends related to online gift cards. In the past, people bought gift cards as presents if they were struggling to think of something better to buy and they needed to buy something quickly, but the gift card industry is now booming and businesses are seeing huge growth in gift … [Read more...]

For Fledgling Businesses, the Best Things Are Not Free

The best things in life may be free, but the same cannot be said for business. All businesses, no matter the size, are conscious of the need to keep costs low and revenue high. But there are times when money well spent becomes an investment in the vitality and longevity of your business, and money withheld can spell disaster. For a startup or a fledgling small business, … [Read more...]

How to Establish Credit for Your Small Business

When you are launching a new business, you are right to focus on how you can make a profit. You research ways to make frugal purchases and to make the most of every dollar invested into your business. You are careful not to spend what you do not have. However, one of the best ways to grow your company is with good business credit. How do you go about establishing a strong … [Read more...]

How Do I Know How Much to Pay My New Employees?

You have weighed the pros and cons of hiring some new employees and have decided to go for it. Now comes an even trickier decision – how much should you pay these people? Figuring out pay scales and salaries can be a complicated part of running a small business. Salary surveys often don’t cover the kind of multitasking you are requiring for your small staff. And your … [Read more...]

Keys to Raising Business Capital

Whether you are a startup or existing business, having sufficient capital is essential to growing a successful business. The lack of capital is also one of the primary reasons why many good ideas never develop into a business or why some companies never take that next leap into scalability. But once you understand where to find it, raising the necessary capital for your … [Read more...]

Saving Money on Business Travel

Doing your due diligence before booking a hotel helps to make business travel more profitable and less stressful. Think about your needs, from data to ground transportation, and make smart decisions that keep you focused on the work you need to do and the relationships you need to build. Research WiFi Policies Data charges are a hidden cost of business travel. Before booking … [Read more...]