Bank Loans

Financing Options for Start-Up Entrepreneurs

Now more than ever, it’s become exceptionally easy to fuel a start-up business. In fact, it’s become so easy that there are now approximately 365 to 445 million small and medium-sized businesses in the world with a workforce of 20 people or less. If you’re thinking of starting your very own small enterprise, then you might need just a small amount of cash to start it off. … [Read more...]

More Households Rely on Personal Loans as Wage Levels Stall

Household debt is on the rise as stagnant wages and an increase in living costs put the squeeze on living standards. Research from the Trade Union Congress (TUC), a federation of trade unions in England and Wales, has found that the average secured debt per household stood at £13,200 last year, which is just £100 short of the levels it reached before the financial … [Read more...]

5 Ways to Raise Startup Capital for Your Digital Marketing Agency

You plucked up the courage, quit your job in a state of rebellion, and have decided to be your own boss in the digital marketing arena – good for you! This kind of courage is more than welcome in the competitive world of startups. However, now is the time to compose your thoughts and focus your efforts on establishing strong foundations to what will hopefully grow to a giant in … [Read more...]

5 Do’s and Don’ts of Getting a Business Loan

One of the most important questions that boggles the minds of entrepreneurs, is how to finance their business. Whether you are looking to finance your startup, or expand your current business, one possible source of capital is a business loan. To get the right kind of loan, you will need to pay attention to several crucial factors. Here are 5 tips that will help you secure a … [Read more...]

Getting a Loan to Invest in an Idea

Unless your personal assets are quite formidable and your business idea disproportionally modest, chances are that you won’t be able to fund it out of your own pocket. Fortunately, you don’t really have to, seeing as how the vast majority of the business world does this via a loan. Now, speaking of loans and lending, it’s important to mention that there are various forms out … [Read more...]

Top Things to Remember When Starting a Business

It is an unfortunate fact that a large amount of start-up business will fail in their first couple of years. Therefore, getting the foundations right from the start is key to the success. Here are a few tips that can help your business get started on the right foot. Business Bank Account It is important to separate your personal funds from your business funds. In fact, in … [Read more...]

The Future of Small Business Lending: 2018 and Beyond

According to the Thomson Reuters/PayNet Small Business Lending Index, small business lending is on the rise. In fact, in 2017 it rose by more than seven percent compared to 2016. But what does this mean? In the world of business, we often see a rise as a good thing, but in this case, it is far more complicated. Small businesses are far less resistant to economic conditions than … [Read more...]

Everything You Need to Know About Getting a Small Business Loan

Sometimes, no matter how successful your small business is, it makes sense to acquire a little extra capital or funds for various improvements, debt payments, and more. One of the more common financing options is to take out a small business loan. It is a remarkably simple and smart financial move for small or medium sized businesses and new enterprises. Why? You retain full … [Read more...]