Business Financing

Saving Money with a New Business

When you start out with your new business, you may not have a lot of money at your disposal. This can be especially true if you have had to pay a rent or mortgage, pay for licensing fees, or for any insurance. Due to this, you may be wondering how you can legally cut some costs without compromising on any business features. For the novice business owner, lots of questions … [Read more...]

Can You Build Business Credit if You Have Bad Personal Credit?

Dealing with a bad consumer credit score is frustrating, but does it impact your business credit score? While these two numbers may be related by performing similar roles in your personal and business lives, they aren’t linked. Keep scrolling to learn more. What Is Your Business Credit Score? Much like your consumer score, your business credit is a risk assessment tool that … [Read more...]

Top 5 Financial Tips You Need to Know in 2020

Meeting financial goals isn't easy because sometimes things come up that make it hard to save or we simply don't have the discipline to do it. Regardless of which boat you're in, you can achieve your financial goals with the right guidance and the right tips and tools. From spending less than you earn by creating a budget (and sticking to it) to considering a bank card for … [Read more...]

3 Places to Get Grants to Open a Business

Starting a small business takes a tremendous amount of work. Along with developing a product or service, you need to find workspace, hire employees, and, most importantly, come up with funding for your company. Fortunately, several organizations are in place to help with small business funding, which includes grants that you don't need to pay back. Small Business … [Read more...]

Smart Steps for Starting Your Entrepreneurial Career

Becoming an entrepreneur is a rewarding way to put your skills to work and share your ideas with the world, but it’s also a hard path to go down as there are many pitfalls along the way. Many entrepreneurs are full of ambition at first but don’t know how to start making their dreams into a reality. When you’re just starting out, these are a few things that can make you more … [Read more...]

Five Types of Online Loans for Bad Credit

Credit scores are in place to gauge the ability of a person to repay a loan. These scores can range from 300 to 850, with a higher rating indicating a higher likelihood of payment. A person with a score lower than 650 is generally considered as having poor credit, although the definition of a bad credit standing may sometimes differ with different lending firms. In the US, the … [Read more...]

In Need of Money Today? 5 Ways to Get Money Fast

There are times when you need money immediately. Your first step is to look at your savings and emergency funds. If you are lucky, then you will find that your funds can handle the situation, but according to a study, 28% of American adults have no emergency savings. If you are included in this group or if your funds are not sufficient to meet your cash needs, here are some … [Read more...]

Common Real Estate Investment Challenges and Their Effective Solutions

From the outside looking in, investing in real estate seems pretty cut and dry. You find a property to purchase, complete necessary renovations, and put it back on the market for sale or rent to earn a nice payday. While real estate investing can be profitable, generating a decent return on your investment doesn’t come easy. As with any business venture, there are challenges … [Read more...]

Issues for Business to Consider Regarding Low Interest Rates

The business world is facing unprecedented challenges at the moment. In fact, a book could easily be filled with all the ways the COVID-19 pandemic is impacting different industries. While the effects are widespread, certainly not all aspects of business are being impacted negatively. One example of widespread change during this time is extraordinarily low interest rates, … [Read more...]

How Fast Can A Bridging Loan Be Arranged?

As bridging loan rates hover at record lows, the number of applications for them are skyrocketing. Fast bridging loans are exponentially quicker and easier to arrange than most secured loans options, which makes them desirable for emergency situations and only adds to the list of people applying for them. In terms of exactly how fast funding can be arranged, a typical bridging … [Read more...]