Business Financing

Going on a Business Shopping Spree with Your Personal Tax Return

According to USA Today, the average 2014 tax refund will be more than $3,000. It’s tempting to use that money to take your family on a nice vacation, splurge on those designer duds you’ve been eyeing, or on some other guilty pleasure. But what if you took that money and invested it into your business? Now, I’m not talking about simply transferring your refund money from your … [Read more...]

Challenges Unique to Being Self-Employed (And How to Overcome Them)

The rest of the world seems to look at those of us who are self-employed as being fortunate. And, for the most part, we are. Certainly, we have more control over the levels we are able to reach professionally, we can dictate our schedules more freely, and we are more able to determine how much money we make more so than if we work for a regular, hourly wage. However, … [Read more...]

The Way to Use Credit Cards That They Don’t Want You To Know

Chances are if you are reading this then you already know the dangers of debt. The fact of the matter is that debt is a two edged sword. Debt can cripple anyone if they aren’t careful and some people have even shied away from debt entirely. Having debt can creep up out of nowhere on a person or a business and they can find themselves owing a lot more than they originally … [Read more...]

Business Growth Through Buying Rocks

If you’re like most business owners, growing your business is one of your top priorities, but knowing how to go about it is a constant struggle. The concept of business growth is actually a simple one, but too many times people overcomplicate things. I took a recent trip to Kenya, during which I taught a group of small business owners how to grow their businesses by … [Read more...]

Creative Ways to Finance Your Small Business

So you’re a small business owner. You have the great idea. You have the well-developed business plan, and you know exactly where you want to go and what you want to do. What’s left to do? Secure financing! Ideas can only get you so far, you need the capital to turn those ideas into reality. There is a myriad of ways to go about financing your small business. Let’s explore your … [Read more...]

4 Tips for Startup Business Financing: What Lenders Need From You

The financing part of starting a business can be completely overwhelming.  From finding a lender, all the way through the application process, until the sweet (or bitter) end of approval or rejection, the whole thing can wear a person out.  While it may seem that getting a startup loan or any type of business loan is as simple as filling out an application and having the right … [Read more...]