Under the Affordable Care Act’s Employer Shared Responsibility Provisions, employers with at least 50 full-time employees (including full-time-equivalent employees) during the preceding calendar year must offer “minimum essential coverage that is ‘affordable’ and that provides ‘minimum value’ to …
Insurance Articles and Interviews (tag)
Is Your Small Business Prepared for a Natural Disaster?
You can’t turn on the news or check your favorite media app nowadays without hearing news of some natural disaster that has devastated an area and all of its residents. There’s raging wildfires, flash floods, tornadoes, mudslides, and more all threatening to take people’s homes and livelihoods in …
Quiz: How Well Do You Understand Insurance?
Here's a simple 8 question quiz to test your insurance knowledge (with answers provided in real-time). If you're like me, you have a lot to learn about insurance in general whether for business or personal needs. Credit: Provided by Balcombes Claims Management …
Get a Blood Test Before You Buy Life Insurance
Like many small business owners, I'm the primary bread-winner in my family. So I recently decided to purchase life insurance so my family would have one less thing to worry about if I die sooner than expected. Other than filling out the questionnaires, selecting the right policy amount and terms, …
Going the Extra Mile: Putting Your Vehicle in the Company Name
There is no doubt about it that when you seek out small business ownership, you are looking for a certain way of life and the perks that come with it. Obviously you will need to work hard to get there, but one of the top reasons for going into business for yourself is all of the tax breaks and …
What Insurance Do I Really Need for My Small Business?
If you are ready to launch a new small business, you may be wondering what types of insurance coverage you need. Just as you insure your home and your car, there are certain policies you need in order to protect your business from risks associated with unexpected events, liabilities and other …
