Small Business Budget

What You Need to Know About Finances Before Starting Up

As a startup founder, you will go through numerous stages, including launching a business, securing funds, polishing up your business model, collecting customer feedback, recruiting employees, and acquiring customers. But before all of that, you need to ensure your business’ growth, by having a solid financial plan. Having a financial plan gives you the opportunity to boost … [Read more...]

Ways to Eliminate Financial Stress in Business

Most businesses have certain periods of seasonality. Which means that for a portion of the year, business is slow. For your business it could be slow from January to July, but then picks up later in the year. Does that pattern sound like what your company struggles with? Does it create financial stress when it occurs? Well, if it does, there are several strategies that you can … [Read more...]

Choosing the Best Printer for Your Business

As stated by Imaging Spectrum, “As a business owner, your company must operate efficiently.” After all, lost time is lost money, so the last thing you need is wasted time due to inefficient operations. and Every startup company has been there: you try to save money, so you don’t upgrade your printer, so you lose hours of precious time due to malfunctions, software glitches, … [Read more...]

5 Things You Should Know Before Getting A Car Title Loan

Many people who need cash quickly apply for car title loans, which is a short-term loan where the title to the borrower’s car is used as collateral. These loans are often preferred over traditional loans due to the easy application process and fast approvals. But, it’s important to understand the basics of car title loans before applying for one. Here’s what you need to … [Read more...]

10 Myths When Getting a Personal Loan from a Licensed Moneylender in Singapore

If you have not yet tried applying for a personal loan from a licensed moneylender in Singapore, then you might have some apprehensions and questions. Is the process complicated? Is it true that there are numerous fees or questionably high-interest rates? All these questions come into mind when applying for a personal loan from a licensed moneylender, and it is understandable … [Read more...]

4 Business Finance Mistakes That Are Killing Your Profit Margins (and How to Solve Them)

According to Forbes, around 20% of small businesses collapse within their first year. The author notes something you’ve probably thought about as well: this number seems quite low. Twenty percent is a small figure in the grand scheme of things, especially when you consider the trials a small business has to go through to succeed. But this figure only tells half the … [Read more...]

How to Manage Your Money Better

We live in a society that is built on capitalism, and this system will not function properly without money. People have to work in order to enjoy what life has to offer. But even those who do tend to have a lot of money problems. There are certain things which can help you with having better money management skills. It starts with some simple tips. If you have not had a … [Read more...]

Building Buzz on a Budget

Your small business may offer the highest quality product or service, but if you’re unable to reach the market for it, you’re unlikely to achieve your business goals. With nearly half of small businesses in the U.S. failing within the first 5 years, according to the Small Business Administration, the pressure mounts on small businesses to find success early or risk becoming … [Read more...]

What Is a Financial Diet?

People need to go on a financial diet for the same reasons they need to go on one for their eating habits. Your finances are vital to you overall well-being and should be kept under control. It doesn’t matter if you have to cut back a little bit, or are in need of a total overhaul, a financial diet will get you to a better place. The concept of a financial diet is gaining a … [Read more...]

How Startups Can Avoid Financial Pitfalls

Starting a business is both exciting and stressful at the same time. The joy of following your passions and being in charge of your own endeavor is great, but you also have to worry about finances and the longevity of your business. No one wants to lose money — especially not those invested in a startup. In order to avoid potential financial loss and improve your finances, … [Read more...]