Many people who need cash quickly apply for car title loans, which is a short-term loan where the title to the borrower’s car is used as collateral. These loans are often preferred over traditional loans due to the easy application process and fast approvals. But, it’s important to understand the basics of car title loans before applying for one. Here’s what you need to … [Read more...]
If you have not yet tried applying for a personal loan from a licensed moneylender in Singapore, then you might have some apprehensions and questions. Is the process complicated? Is it true that there are numerous fees or questionably high-interest rates? All these questions come into mind when applying for a personal loan from a licensed moneylender, and it is understandable … [Read more...]
According to Forbes, around 20% of small businesses collapse within their first year. The author notes something you’ve probably thought about as well: this number seems quite low. Twenty percent is a small figure in the grand scheme of things, especially when you consider the trials a small business has to go through to succeed. But this figure only tells half the … [Read more...]
We live in a society that is built on capitalism, and this system will not function properly without money. People have to work in order to enjoy what life has to offer. But even those who do tend to have a lot of money problems. There are certain things which can help you with having better money management skills. It starts with some simple tips. If you have not had a … [Read more...]
Your small business may offer the highest quality product or service, but if you’re unable to reach the market for it, you’re unlikely to achieve your business goals. With nearly half of small businesses in the U.S. failing within the first 5 years, according to the Small Business Administration, the pressure mounts on small businesses to find success early or risk becoming … [Read more...]
People need to go on a financial diet for the same reasons they need to go on one for their eating habits. Your finances are vital to you overall well-being and should be kept under control. It doesn’t matter if you have to cut back a little bit, or are in need of a total overhaul, a financial diet will get you to a better place. The concept of a financial diet is gaining a … [Read more...]
Starting a business is both exciting and stressful at the same time. The joy of following your passions and being in charge of your own endeavor is great, but you also have to worry about finances and the longevity of your business. No one wants to lose money — especially not those invested in a startup. In order to avoid potential financial loss and improve your finances, … [Read more...]
The design and layout of your office space will either inspire or completely discourage the productivity of your workers, so when choosing a design, you need to be very careful. However, if you’re a young business and just starting out, you probably won’t be able to afford to spend too much money on your office. What this means is that you’ll have to come up with an engaging … [Read more...]
Every penny counts with your small business. Money can be a huge struggle, particularly for a business that’s attempting to grow or offer innovation. You need the capital to achieve your dreams, and if you don’t want to go running to an investor or wind up with more debt, you’ll need to keep a close eye on your finances. Savvy financial management can help you achieve your … [Read more...]
Owning and running a small business can be tough. This is especially true if your SMB is new. In fact, 30% of new businesses are expected to fail within their first years. Furthermore, 50% will fail within the first five years and only 44% will make it past the first 10 years. To be one of the 44%, it takes skill and, along with that, a greater knowledge of both processes and … [Read more...]
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