Small Business Budget

10 Myths When Getting a Personal Loan from a Licensed Moneylender in Singapore

If you have not yet tried applying for a personal loan from a licensed moneylender in Singapore, then you might have some apprehensions and questions. Is the process complicated? Is it true that there are numerous fees or questionably high-interest rates? All these questions come into mind when applying for a personal loan from a licensed moneylender, and it is understandable … [Read more...]

4 Business Finance Mistakes That Are Killing Your Profit Margins (and How to Solve Them)

According to Forbes, around 20% of small businesses collapse within their first year. The author notes something you’ve probably thought about as well: this number seems quite low. Twenty percent is a small figure in the grand scheme of things, especially when you consider the trials a small business has to go through to succeed. But this figure only tells half the … [Read more...]

How to Manage Your Money Better

We live in a society that is built on capitalism, and this system will not function properly without money. People have to work in order to enjoy what life has to offer. But even those who do tend to have a lot of money problems. There are certain things which can help you with having better money management skills. It starts with some simple tips. If you have not had a … [Read more...]

Building Buzz on a Budget

Your small business may offer the highest quality product or service, but if you’re unable to reach the market for it, you’re unlikely to achieve your business goals. With nearly half of small businesses in the U.S. failing within the first 5 years, according to the Small Business Administration, the pressure mounts on small businesses to find success early or risk becoming … [Read more...]

How Startups Can Avoid Financial Pitfalls

Starting a business is both exciting and stressful at the same time. The joy of following your passions and being in charge of your own endeavor is great, but you also have to worry about finances and the longevity of your business. No one wants to lose money — especially not those invested in a startup. In order to avoid potential financial loss and improve your finances, … [Read more...]

Budget-Friendly Ideas for a Truly Engaging Office Space

The design and layout of your office space will either inspire or completely discourage the productivity of your workers, so when choosing a design, you need to be very careful. However, if you’re a young business and just starting out, you probably won’t be able to afford to spend too much money on your office. What this means is that you’ll have to come up with an engaging … [Read more...]